The Texas Kids First Program consists of well respected and experienced student accident and insurance industry professionals. The Program currently insures more than 350 school districts in the State of Texas.

Texas Kids First Statistics:   Insures more than 350 school districts in the State of Texas   Agents serving Texas since 1981   A nonprofit Medical Provider Statewide Network   Unique team of professionals across the state dedicated to serving you

The agents for Texas Kids First have been marketing Student Accident Insurance to Texas School Districts since 1981. Our agents represent the preeminent and largest group of student accident insurance agents in Texas, having written the most premium in the State of Texas for a number of years. This unique team is comprised of top professionals with backgrounds in Business, Finance, School Administration, and Coaching. They have called on all school districts in the State for a number of years. 

The mission of Texas Kids First is to provide the finest, most affordable insurance coverage available to all school-age children. For parents and school districts, we offer accident only plans to insure students for injuries that occur while participating in school-sponsored activities and athletics. We offer a health insurance plan that is designed to benefit families.  It is available to any child age 4 to 18 who attends one of our enrolled school districts.

Texas Kids First has unique access to one of the most creative innovations in the insurance industry – the Texas Kids First Provider Network. The network consists of medical professionals and hospitals that have agreed to treat injured students from our insured districts for the services paid and outlined in the Schedule of Benefits of the Texas Kids First Student Accident Plans.

Our Insurance Companies

Founded in 1935, Universal Fidelity Life Insurance Company has specialized in serving the senior market with Medicare Supplement and Long-Term Care products. Today, we remain committed to that market but we also have partnerships that bring niche based products to employee groups and individuals in all stages of life.

Unified Life Insurance Company is a stock life insurance company, incorporated in Texas in May 2001. The company is currently licensed to do business in 48 states and the District of Columbia and operates primarily as a re-insurer of life, health and annuity risks written by other companies who do not wish to retain such business. Unified Life functions primarily as a re-insurer, primarily of life insurance, but also annuity and accident and health coverage.

Headquartered in Kansas City, Mo., our nation's heartland, FSL embraces Midwestern values as a solid foundation for profitable performance. For more than 30 years, FSL has been a company eager to discover and capitalize on new opportunities. Since receiving a charter from the Missouri Department of Insurance in 1969, FSL has remained flexible and responsive in providing products that match both agent and policyholder needs.