Providing affordable accident-only insurance and life insurance to Texas schools and school-age children.
Coverage Plans Available for Students

At-School Accident Plan
At-School Accident Plan - No Athletics $30 per school year
At-School Accident Plan including Athletics $90 per school year
Provider Network Texas Kids First Network
Deductible $0
Medical Maximum $25,000 per injury

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At-School Accident Plan including Athletics
The Plan covers the participation in or attending of School-Sponsored Activities & Athletics while on or away from School premises during the regular School Term. It covers travel directly, uninterruptedly and under the direct supervision of a qualified adult School authority to or from a School-Sponsored activity in a designated vehicle furnished by the school.
This plan excludes coverage for summer school sports activities, the practice and playing of High School Varsity Football, and overnight activities.

At-School Accident Plan - No Athletics
This Plan provides the same coverage as the At-School Accident Plan including Athletics except it does not cover the participation in School-Sponsored or Non School organized Athletics.
24-Hour Accident Plan
24-Hour Accident Plan - No Athletics $80 per school year
24-Hour Accident Plan including Athletics $180 per school year
Provider Network Texas Kids First Network
Deductible $0
Medical Maximum $25,000 per injury

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24-Hour Accident Plan including Athletics
This Plan provides the same coverage as the At-School Accident Plan plus 24-hour around the clock coverage (before school, after school, weekends, vacations, and summer school). This plan excludes coverage for the practice and playing of High School Varsity Football.

24-Hour Accident Plan - No Athletics
This Plan provides the same coverage as the 24 Hour Accident Plan including Athletics except it does not cover the participation in School-Sponsored or Non School organized Athletics.
Football Accident Plan
Football Accident Plan $325 per school year
Provider Network Texas Kids First Network
Deductible $250
Medical Maximum $25,000 per injury
This is a Limited Benefit Policy Available for Students Participating in Varsity Football.



Football Accident Plan
The Plan covers any student practicing with or playing on the High School Varsity Football team during the regular School Term. The Plan provides coverage for both fall and spring semesters. It covers travel directly, uninterruptedly and under the direct supervision of a qualified adult School authority to or from a School-Sponsored Varsity Football activity in a designated vehicle furnished by the school.
This Plan excludes coverage for off-season football scrimmages.

The Football Accident plan has the same Schedule of Benefits as the At-School and 24 Hour insurance except for the deductible which is $250 per injury. The plan is available to only those students enrolled in a school district insured with Texas Kids First.
If you have any questions or concerns, please Contact us.
Term Life Insurance
Up to $25,000 Term Insurance that doubles to $50,000 at age 25!
Annual Premium Amount of Term Insurance
$35.00 $10,000
$45.00 $15,000
$55.00 $20,000
$65.00 $25,000

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Life Insurance
This is a guaranteed premium, Level Term plan to age 25 that converts to a Whole Life plan with twice the initial face amount of coverage. Premiums are level to age 25 and payable on an annual basis only. At age 25, the premium increases to a standard Whole Life rate and is payable on an annual, semi-annual, quarterly, or monthly basis (see brochure link for conversion tables).

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